SHARE SAVINGS ACCOUNTS
Share Savings Accounts are a credit union member’s base account. A member must have a share account open to receive the full range of products and services the credit union has to offer.
A minimum deposit of $5 is required at the time of membership. Credit union members can take advantage of direct deposit and payroll deduction to increase their share accounts.
Share Savings Accounts are paid a quarterly dividend based on the average daily balance in the account. A minimum of $50 is required in order to earn dividends.
Share Savings Accounts receive a quarterly statement.
SHARE DRAFT ACCOUNTS
Grand Island Community FCU offers member a NO FEE full service checking account. No monthly services charges, transaction fees or other charges.
A minimum balance of $5 is required.
The credit union has special members only pricing with Liberty Checks, keeping your check cost at a minimum.
Overdraft protection is available at the member’s request and is linked to your Share Savings Account. If overdraft is needed, a $2 overdraft fee will be charged.
Share Draft Accounts receive a monthly statement.
FREE VISA Debit Card
Grand Island Community FCU VISA Debit Card looks like a credit card but acts like a check. When used for purchases, the funds will automatically be deducted from your checking account. Use your card at any merchant that accepts VISA transactions.
The VISA Debit Card can also be used as an ATM card. All Walgreens and 7-11 ATMs are surchage free for our Members. We have over 20,000 surcharge free ATMs across the United States. Find the surcharge free ATM closest to you by clicking here .
Point of Sale (POS)
ATM Withdrawal (Getting Cash)
CLUB ACCOUNTS
CHRISTMAS CLUBSDeposit money throughout the year to save for Christmas. A check will automatically be mailed at the end of October.
SUMMER CLUBSDeposit money throughout the year to save for the summer months. A check will automatically be mailed at the end of June.
VACATION CLUBSSave for your getaway! You pick the month to have your check mailed.
Dividends are paid quarterly on all club accounts. Club accounts receive a quarterly statement.
CERTIFICATES OF DEPOSIT
Term accounts give you a guaranteed higher rate of interest of a specific term. The credit union offers 1 year certificates.
A minimum balance of $1000 is required for all certificates.
Dividends are paid quarterly on all certificates. Certificates receive a quarterly statement.
Penalties for early withdrawal may apply.