CURRENT SAVINGS RATES
| Share Savings |
.50% |
| Club Accounts |
.50% |
| IRA'S |
2.0% |
| CERTIFICATE OF DEPOSIT |
| 1 year |
.65% |
| 2 year |
.85% |
| 3 year |
1.15% |
| 5 year |
1.75% |
CURRENT LOAN RATES
GRADUATED LOAN RATES BASED ON CREDIT SCORE
| New Auto Loan |
| A - 700+ |
2.65% |
| B - 650-699 |
2.65% |
| C - 600-649 |
4.00% |
| D - Below 600 |
5.25% |
| Used Auto Loan |
| A - 700+ |
4.00% |
| B - 650-699 |
5.00% |
| C - 600-649 |
7.00% |
| D - Below 600 |
8.00% |
| Recreational Vehicle Rates |
| A - 700+ |
3.50% |
| B - 650-699 |
5.00% |
| C - 600-649 |
6.50% |
| D - Below 600 |
8.50% |
Up to 120 months based on vehicle price.
All D borrowers must have a co-signer. |
| Personal Loan |
|
36 Months |
48 Months |
60 Months |
| A - 700+ |
8.60% |
9.60% |
10.60% |
| B - 650-699 |
9.60% |
10.60% |
11.60% |
| C - 600-649 |
10.60% |
11.60% |
12.60% |
| D - Below 600 |
11.60% |
12.60% |
13.60% |
| Fixed Rate Home Equity |
|
7 years |
10 years |
15 years |
| A - 700+ |
4.50% |
4.75% |
5.25% |
| B - 650-699 |
5.00% |
5.25% |
6.25% |
| C - 600-649 |
6.00% |
6.25% |
7.25% |
| D - Below 600 |
7.00% |
7.25% |
8.25% |
SHARE SECURED LOAN
3% ABOVE CURRENT DIVIDEND RATE
VARIABLE RATE HOME EQUITY
4.90% ~~ Prime rate + up to 3%
