The credit union provides life insurance on all loans up to $30,000.00 at no cost to our members.
Loan Application - PDF file
VEHICLE LOANS
NEW AUTODon’t let the dealer fool you! Always compare our bottom line before you sign. The credit union can finance new auto loans up to 72 months.
USED AUTOSome of the lowest used car rates around! The credit union has NADA guide books to help you purchase or sell your used vehicle at a fair price.
REFINANCINGRefinance your auto loan from another lender to lower your interest rate and payments! If we can't beat the rate you're currently paying, we'll take a full 1% off your current rate!*
PERSONAL WATERCRAFT & SNOWMOBILESWe love the Niagara River as much as you do! Finance your PWC at unbelievably low rates. Love the snow? Blast through the cold on a new snowmobile!
MOTORCYCLESLet your hair blow in the wind knowing you got a great rate on your motorcycle loan!
PERSONAL LOANS
Home improvements, vacations, or planning a wedding? Let the credit union ease the financial burden with a personal loan. Members are eligible to apply for unsecured personal loans up to $15,000. .
SHARE SECURED LOANS
Secure your personal loan with the money in your share account for rock bottom interest rates.
HOME EQUITY LOANS
Turn the equity in your home into an open ended line-of-credit. Up to 80% loan to value lines available. No annual fee. Variable rate. Up to 3% margin on prime rate established in the Wall Street Journal.
Interest paid may be deductible under current IRS regulations (consult your tax advisor for full details).
The Credit Union will split all closing costs with the member. Fees may include appraisal, title search, and filing. Processing may take 4 to 6 weeks from time of application.
The Credit Union also offers a fixed rate home equity loan.
Please contact the Credit Union for full details on our Home Equity Loans.